FACTS

 

 

WHAT DOES SISTERS HOSPITAL EMPLOYEES  FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

·       Social Security Number and Income

·       Account Balances and Payment History

·       Credit History and Credit Scores

 

When you are no longer our member, we continue to share information as described in this notice.

 

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons that Sisters Hospital Employees Federal Credit Union chooses to share and whether you can limit this sharing.

 

Reasons we can share your personal information

 

 

Does Sisters Hospital Employees Federal Credit Union share?

 

Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. 

 

 

Yes

 

 

 

No

For our marketing purposes – to offer our products and services to you.

 

Yes

 

Yes

For joint marketing with other financial companies.

 

N/A

 

N/A

For our affiliates’ everyday business purposes – information about your transactions and experiences.

 

Yes

 

No

For our affiliates’ everyday business purposes – information about your creditworthiness.

 

Yes

 

No

For our affiliates to market to you.

No

N/A

For non-affiliates to market to you.

No

N/A

 

Questions?

 

Call (716) 862-1472 or go to www.shefcu.org

 

 

Who we are

 

 

Who is providing this notice?

 

Sisters Hospital Employees Federal Credit Union

 

What we do

 

How does Sisters Hospital Employees Federal Credit Union protect my personal information?

 

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Sisters Hospital Employees Federal Credit Union collect my personal information?

 

 

We collect your personal information, for example, when you:

·        Open an account or deposit money

·        Pay your bills or apply for a loan

·        Use your credit or debit card

We also collect your personal information for others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit sharing?

 

 

Federal law gives you the right to limit only:

·        Sharing for affiliates’ everyday business purposes – information about your creditworthiness

·        Affiliates from using your information to market to you

·        Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

 

Affiliates

 

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Non-affiliates

 

 

Companies not related by common ownership or control. They can be financial and non- financial companies.

Joint marketing

 

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

Other important information

 

 

For more information on our Privacy Policy, you may write us at 2157 Main Street, Buffalo , NY 14214or call us at 716-862-1472 or visit our web site at www.shefcu.org